This is a question that our office is asked all the time--and for good reason. On top of daily living expenses, those with injuries have medical bills, lost wages, and oftentimes have years of expensive medical treatments and therapies ahead of them. Unfortunately, there just isn't a clear-cut answer. It could take anywhere from a few months to a couple of years.
The amount of medical treatment needed is the primary determinant of when a case will settle. A patient must receive the maximum benefit of treatment and a long-term diagnosis before settlement takes place. In the most traumatic cases, this means waiting longer, but it's necessary to recover for current and future medical expenses.
Preparing the documentation to send to an insurance company can draw the process out. The extent of the injury, preexisting conditions, and the amount of work missed all require a great deal of documentation. Something seemingly simple, like getting a response for medical records, can sometimes take repeated letters and phone calls. The insurance company will play a part in how long a case takes to settle. Some are more reasonable than others, but they will often refuse to pay a fair settlement. At that point, a suit may be filed.
There are many factors that influence the length of settlement. If you or a loved one has been injured, feel free to call our office for a confidential consultation.