If my health insurance company pays my medical expenses as a result of the other driver's negligence in causing the accident, do I have to pay my health insurance back?
Most health insurance carriers have what is called a right of subrogation. They are entitled to be reimbursed for medical expenses they paid that are the fault of another individual. A significant portion of the representation we provide individuals at Pothitakis Law Firm involves negotiating with health insurance carriers about their subrogation claim. Our goal is to reduce the amount that the health insurance carrier is entitled to receive as every dollar that we are able to save with respect to paying back health insurance carriers goes in to the client's pocket. These issues can be very complex and health insurance policies have different contractual obligations as to how much they are entitled to receive back and whether it can be reduced. An experienced automobile accident attorney can help reduce the claim of health insurance carriers which ultimately puts more money into your pocket.