Filing a claim for workers compensation benefits can be confusing when you are dealing with a work injury. You are probably concerned about your financial security and whether your injury will be covered under your employer’s workers comp policy.
When you need help with workers compensation in Iowa, you can count on the qualified attorneys at Pothitakis Law Firm, PC to explain the complexities and advise you on the specifics of your claim.
Iowa Workers Compensation Basics
Nearly every employer in Iowa is required to carry workers compensation insurance that will protect you when you’ve been injured at work. To be eligible for benefits, you must have been injured at work while performing your job responsibilities. If you were “horsing around” or committing a crime on the property and were injured, you will not qualify for workers comp.
If you are approved for benefits, the amount you receive will be based on your weekly income and the type of injury you have suffered. You will be able to collect up to 80 percent of your weekly salary, usually until you are able to go back to work or find another employment opportunity.
The Appeals Process
Having your workers comp claim denied is not the end of the fight. You are entitled to file an appeal when you’ve been denied work comp benefits in Iowa. The insurer will include a reason for your denial, and you can appeal based on that information.
If the reason for your denial was a lack of supporting documentation, we can answer that objection by providing medical records to establish both your inability to work and your need for benefits. However, if you did not notify your employer within ninety days of your injury, or if you had a pre-existing condition that you failed to disclose upon your hiring, it may be difficult to obtain an approval.
Fight Back Against a Wrongful Denial
In the event that your claim has been wrongly denied by an Iowa workers comp insurance adjuster, we are prepared to send a demand letter for your benefits, suggesting the denial was made in bad faith.
A bad faith workers comp insurance denial can be made in a number of ways. For example, an adjuster could be dishonest about what illnesses or injuries are covered under your workers comp policy, fail to thoroughly investigate your case, or even purposefully delay the eventual approval of your benefits in an attempt to provide you with less than you’re entitled to.
Denying a claim in bad faith is wrong, and we have zero tolerance for insurers who put their profits before the needs of injured policyholders. We will fight back to help ensure you get the full benefits you deserve.
Get Help from an Iowa Workers Comp Lawyer
If you need clarity about the complicated aspects of workers compensation law or help filing or appealing a claim, retain the assistance of an experienced Iowa workers comp lawyer at Pothitakis Law Firm, PC.
Schedule your no-obligation consultation today by giving us a call at 1-888-329-0243 or simply filling out the convenient contact form below.