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Ames Workers Comp Lawyer
A work accident can make it nearly impossible to return to work without help. If you’ve been injured at work, reach out to an Ames workers comp lawyer when you’re struggling to get the settlement you need.
When we clock in to work each day, most of us don’t think much about a work accident happening. Unfortunately, even the most careful employees are susceptible to an injury at work. That’s why most Iowa employers are required to carry work comp benefits. These can help you return to life before the accident as quickly as possible.
Although these benefits are vital for your recovery, you might have trouble obtaining your benefits. Whether your employer is disputing your claim, or you’re not getting the settlement amount you deserve, reach out to an Ames workers comp lawyer from Pothitakis Law Firm, PC for help.
Your Workers Compensation Benefits
You’ve been injured at work. What kind of compensation should you receive? When an employee is injured, they’ll need to ensure they’re receiving the full worth of their claim, which should cover all expenses related to their accident.
Below are some of the benefits you might seek after an on-the-job injury:
- Medical Benefits – When you’re injured, the medical bills alone can pile up quickly. Fortunately, your workers comp should cover the full medical cost of your injuries.
- Wage Replacement – Your work comp benefits should also help support you when you’re unable to work. This benefit replaces up to 80 percent of your wages. It can be total disability in cases when you’re unable to work at all, or partial if you’re able to return in a lesser capacity.
- Death Benefits – You might have lost a loved one to a work accident. If this happened, their employer should provide certain benefits, such as wage replacement and burial expenses.
The Work Comp Claims Process
Although Iowa’s workers compensation commission attempts to make the process as simple as possible, achieving the recovery you need can be difficult. When you’re injured, you’ll first need to file a report of your injury. This must be filed within the first 90 days after the injury, or you could lose your chance to seek recovery for your injuries.
Once you’ve reported your injury, your employer will have four days to contact their workers compensation insurance provider about your claim. If your employer doesn’t act in time, they could face penalties for those actions.
Once they’ve filed, the insurance company will investigate your claim, and then send you a letter approving or denying your claim. If you’re approved, you’ll begin receiving benefits shortly. In the case of a denial, you’ll need to enlist the help of a qualified and experienced work comp attorney to help you navigate the appeals process.
Speak to an Ames Workers Comp Lawyer
It’s not uncommon for employees to be denied for work comp claims initially, which means they could be left to manage the financial burden of their injuries alone. Thankfully, this isn’t the end of your claim. If you’ve been denied, you’ll have a chance to appeal the decision, but that process can be complicated.
Seek out the help of a lawyer from Pothitakis Law Firm, PC to fight back for the compensation you need. Starting with a free consultation, we’ll determine your claim’s worth, prepare your appeal, and represent you during the hearing.
Ready to get started on your work comp claim? Reach out to an Ames workers comp lawyer by calling 319-754-6400 or by filling out the online form below.