How to Calculate Your Workers Comp Disability Rating

An injury at work can leave you unsure of what your future holds. After your injury occurs, the next step is to file a workers compensation claim so you can potentially get your medical expenses covered and receive disability benefits. Disability benefits will cover up to 80 percent of your lost wages temporarily while you’re out of work.

When applying for workers comp benefits, a doctor appointed by your employer will assess your injuries and assign you a workers comp disability rating. This rating assesses your injury on a scale of 1 to 100 to determine how disabled you are and what benefits you should receive.

If you don’t agree with the disability rating you receive or need help with your workers comp claim approval, you should reach out to an Iowa workers compensation lawyer from Pothitakis Law Firm, PC. Having an experienced attorney guide you through the claims can give you the best chance of receiving maximum benefits.

Disability Rating Scale

The disability rating scale goes from 1 to 100, as mentioned, with 1 being unharmed and 100 being completely disabled. Once you receive your rating, the rating is multiplied by the number of weeks assigned to your injury in the state’s injury schedule to determine how long you’ll receive disability benefits. Not all injuries are listed in the state’s injury schedule, but some injuries listed include:

  • Loss of thumb–60 weeks
  • Loss of first finger–35 weeks
  • Loss of second finger–30 weeks
  • Loss of third finger–25 weeks
  • Loss of hand–190 weeks
  • Loss of arm–250 weeks
  • Loss of great toe–40 weeks
  • Loss of other toes–15 weeks
  • Loss of foot–150 weeks
  • Loss of leg–220 weeks
  • Loss of eye–140 weeks
  • Loss of hearing in one ear–50 weeks
  • Loss of hearing in both ears–175 weeks
  • Permanent disfigurement of the face or head–150 weeks

For example, if your disability rating is 50 and you lost your arm, then you’d receive benefits for 125 weeks. If your injury isn’t listed on the state’s injury schedule, then the length of your disability benefits may be determined by your age, your physical capacity, the local job market, or the possibility of rehabilitation.

What to Do If You Don’t Agree with Your Disability Rating

If you don’t agree with the disability rating assigned to you by the doctor, you can receive a second opinion from a doctor of your choice. Your employer should pay for this independent medical exam. You can also fight a denied workers comp claim with the help of your legal team.

Contact an Iowa Workers Compensation Attorney

The workers comp claims process can be complex. Even if you think you know your disability rating, you may be surprised to hear the doctor’s opinion. You should be prepared for whatever outcome you receive and know that fighting for your case is often possible.

If you need help maximizing your benefits, reach out to an Iowa workers compensation lawyer from Pothitakis Law Firm, PC. To schedule a free consultation, call 319-754-6400 or fill out the contact form below.

Iowa Workers’ Rights in the Wake of Coronavirus

Workers across the world are now dealing with the coronavirus, which is now affecting policies in every area of life. You may already be concerned about stay-at-home orders, testing, and layoffs. Now, though, you may be concerned about your Iowa workers’ rights in the wake of coronavirus. 

While much is still in the air, there are plenty of questions to ask. For example, many people are concerned about caring for their family financially if they get sick. If you’re concerned about your family, make sure you know your rights and how an Iowa workers comp lawyer can protect those rights. 

Workers Comp Benefits for Contracting Illnesses

Many people are now considered “essential” workers, which means you may need to work even as the coronavirus spreads. You may be in a position where you’re working directly with potentially sick people. This is especially true for healthcare and grocery store workers, who may only have so many protections against the coronavirus. 

Because of this, you may be exposed to this disease in the course of your work. Typically, you wouldn’t receive workers comp benefits for a virus, like the flu, but COVID-19 is more severe than the flu. Because the disease has spread so widely and the situation is so different, you may be eligible for workers comp benefits while you’re sick. 

What Happens if I’m Denied Workers Comp Benefits? 

Many people are now staying at home, being laid off or furloughed, or have contracted COVID-19 during the course of their jobs. Sadly, many people who file for workers comp benefits may receive denials for their claims. That means you may need to take your claim to a contested-case hearing

It’s difficult to say what your rights are as a worker when you’re in such a different, unprecedented situation. That’s why you may need an Iowa workers comp lawyer in the wake of the coronavirus. Eligibility rules may change over time, and you may need someone on your side to ensure your employer and the insurance company are respecting those rights. 

Talk to Your Iowa Workers Comp Lawyer about Benefits after Contracting COVID-19

When you’re sick because of the coronavirus, you may be unsure what happens next. Because the virus is so new, experts are still determining the long-term effects of COVID-19. Your health is on the line, and worse, you may not be sure of your Iowa workers’ rights in the wake of coronavirus. 

At Pothitakis Law Firm, PC, we know that everyone is struggling and worried about the current pandemic. We understand that your health and your family’s health may be on the line if you don’t have the funds for care. Because of this, our attorneys are working hard to make sure you get the funds you need to help you through the pandemic. 

If you’ve contracted COVID-19 and you’re worried about your finances and workers comp benefits, you have a chance to talk to an Iowa workers comp lawyer. They can discuss your benefits and what you can do if you’ve been denied. To take advantage of your free consultation, call 319-754-6400 or complete the online form below.

What Can I Do if My Old Workers Comp Injury Gets Worse?

What Can I Do if My Old Workers Comp Injury Gets Worse?

After you’re hurt in a work accident, you may eventually feel like you’re improving. Your injuries are getting better, and you have your workers comp benefits to rely on. Unfortunately, it’s not always so simple. Now, you may now feel like your injuries have only gotten worse since your work accident. 

That makes it tough to overcome your injuries, especially if you were supposed to return to work soon. Now, you may not be well enough to return to work when you’re supposed to. So, what can you do if your old workers comp injury gets worse? Make sure you’re taking the right steps to get your whole workers comp coverage, not just a part of it. 

Getting Fairly Compensated for Your Work Injuries

When you’re hurt in a work accident in Iowa, you’re eligible for compensation that covers your losses following an injury. Those benefits should last until you’re better. You wouldn’t have been injured if you hadn’t been at work, and now, you’re suffering for it. Your workers comp attorney, fortunately, can help with that. 

When you’re hurt at work, your benefits should cover all your related expenses until you’re better, which means time shouldn’t be an issue. For example, you may need surgery years after the accident. Because it’s necessary after your accident, your Iowa workers comp benefits should cover those losses regardless of how long after the incident it’s needed. 

Seeking Workers Comp for Your Losses 

Once you know what your injuries are worth and what further compensation you need, you need to actually seek that further compensation for your claim. Often, that means setting up a hearing with your workers comp lawyer and the workers compensation commissioner.

Your hearing is your chance to show them you need additional compensation for your losses. For example, you may need more time away from work or surgeries for your injuries, or you may only be able to work lighter shifts. In these cases, your attorney may focus on proving how severe your injuries were and how much more time and compensation you need to fully recover from those injuries. 

Fortunately, that means you have a chance to get compensated fairly for your losses, especially as your needs change over time. 

Get Coverage for Your Iowa Workers Comp Injuries 

Recovering from a serious injury isn’t always a straight path. You may see a lot of improvement one day, only to struggle with getting out of bed later in the week. Because of this, you may need more time than you or your workers comp insurance provider expected for your recovery. 

Fortunately, your lawyer from Pothitakis Law Firm, PC can help if your old workers comp injury gets worse. They can give you the guidance you need when you’re struggling with severe injuries and aren’t sure where to start with your legal concerns. 

Ready to talk to a workers comp lawyer and get help fighting for your compensation? Reach out to us for a free consultation. Give us a call at 319-754-6400, or complete the following online contact form. 

Trouble with Iowa Workers Comp Insurance? Here Are Your Options

If you’ve been hurt on the job, you may need help getting your life back to normal. Your injuries may be keeping you from working, and the medical bills are piling up quickly. Unfortunately, you may be getting bad news from the insurance company—they may have already denied you workers comp benefits for your injuries. You’re struggling to overcome your injuries and costs now. 

That’s a difficult situation, but when you’re having trouble with Iowa workers comp insurance, you do have options. If you’ve been unfairly denied, or if you believe you’re not getting the workers comp benefits you need, talk to your work comp lawyer about your opportunities for compensation. 

Taking Your Case to a Formal Hearing

First, keep in mind that the insurance company’s word is not always the final word on your case. The insurer can deny you a settlement, but you don’t have to accept that settlement if you believe there isn’t a valid reason for a denial.

Instead of accepting their word, you can talk to a workers comp lawyer about speaking with your employer and the insurance company. The first meeting may be informal. It’s a chance to discuss why your workers comp claim was denied. However, that may not get you the results you need either—the insurer may still refuse your claim. 

In these cases, you may need to file for a formal hearing. In a formal hearing, your Iowa workers comp lawyer will represent you to the Iowa Workers Compensation Commission. They oversee claims like yours, and they can decide whether you should receive benefits or to uphold the insurer’s decision. 

Settlement Disputes

When you’re having trouble with your workers compensation provider, you may be concerned about when and how you’ll get the funds you’re due. Typically, your benefits will be paid monthly. But, when you’ve had to take your claim to court to get your benefits, you may seek out other options. 

For example, you may want to get your workers comp benefits in a lump-sum settlement. You have the chance to do so, but at a cost. You may be unable to seek future benefits from a recurring injury, for example, after you accept a lump sum, so talk to your lawyer about your best option. 

How an Iowa Workers Comp Lawyer Can Help 

When your Iowa workers comp insurance claim is denied, it can make your life a lot harder. You’re just trying to recover from your injuries, but the adjuster doesn’t seem interested in helping you get compensated for your injuries. That could mean major out-of-pocket expenses and serious losses. 

If you’re having trouble with your Iowa workers comp insurance, your options are better when you have a lawyer from Pothitakis Law Firm, PC on your side. We can help you seek compensation, starting with a free consultation about your injuries and losses. 

If you’re having trouble with your case, reach out to an Iowa workers comp lawyer. Call us at 319-754-6400 or fill out the online contact form below to get help seeking your benefits. 

Do I Need a Workers Comp Lawyer? Here’s How to Tell

Do I Need a Workers Comp Lawyer? Here's How to Tell

Think about how many hours you give to your place of employment. How many days, weeks, and months of the year do you give to someone else’s business? When you don’t feel valued as an employee, you could carry a certain resentment to having to build someone else’s dream each day you get up and go to work. 

Now, imagine one day you’re working and you experience a horrific accident in which a work machine crushes your pinky finger. Because of the severe damage to your pinky finger, doctors have to amputate your finger. The pain you experience is immense, and now you discover that your workplace is denying you compensation.

If this nightmare situation is similar to yours, then reaching out to a workers comp lawyer can help you receive the compensation you deserve. Even if your injury isn’t as significant as the scenario above, you can still receive compensation for a variety of damages. 

However, some people are unclear about how a workers comp lawyer can help them. 

How a Workers Comp Lawyer Can Help Your Case

The slightest error when filing your workers comp claim result in a denial. If you’re missing medical documents or a single signature, your claim could be denied. The sheer amount of paperwork associated with a workers comp claim can be confusing and overwhelming if you’ve never had to do it before.

Although you may have a difficult time figuring out how to file your workers comp claim, a workers comp lawyer can walk you through the process of filing your claim. Because of their years of experience with workers comp cases similar to yours, this process can be relatively speedy and efficient. 

When you expect that your employer and their insurer are taking advantage of you, a workers comp lawyer can make sure you have a fair chance of receiving compensation for your work-related accident. For example, your employer may attempt to shift blame away from themselves to avoid giving you compensation for your damages.

A workers comp attorney can help you investigate their accusations against you and progress your workers comp claim forward. 

Covering Your Damages 

Are you struggling to pay for the damages associated with your work-related injury? When your medical bills are overwhelming, and you’re suffering from lost wages, your financial stability is at stake. Your mental health is also at risk following your work-related injury, and you could experience mental health issues such as symptoms of depression

Thankfully a workers comp lawyer can help you recover from your damages by helping you file your workers comp claim. If you’re feeling hopeless, reaching out to a workers comp attorney could help realize what options you have after a work-related injury. 

Reach Out to a Workers Comp Lawyer

We can help you file your workers comp claim. Our workers comp attorneys can offer you the patience and understanding you deserve in your time of need. 

If you need assistance filing your workers comp claim or you suspect your employer is taking advantage of you, reaching out to our firm can help your situation. You can call Pothitakis Law Firm, PC, at 319-754-6400 or fill out the online contact form at the bottom of this page.