Trouble with Iowa Workers Comp Insurance? Here Are Your Options

If you’ve been hurt on the job, you may need help getting your life back to normal. Your injuries may be keeping you from working, and the medical bills are piling up quickly. Unfortunately, you may be getting bad news from the insurance company—they may have already denied you workers comp benefits for your injuries. You’re struggling to overcome your injuries and costs now. 

That’s a difficult situation, but when you’re having trouble with Iowa workers comp insurance, you do have options. If you’ve been unfairly denied, or if you believe you’re not getting the workers comp benefits you need, talk to your work comp lawyer about your opportunities for compensation. 

Taking Your Case to a Formal Hearing

First, keep in mind that the insurance company’s word is not always the final word on your case. The insurer can deny you a settlement, but you don’t have to accept that settlement if you believe there isn’t a valid reason for a denial.

Instead of accepting their word, you can talk to a workers comp lawyer about speaking with your employer and the insurance company. The first meeting may be informal. It’s a chance to discuss why your workers comp claim was denied. However, that may not get you the results you need either—the insurer may still refuse your claim. 

In these cases, you may need to file for a formal hearing. In a formal hearing, your Iowa workers comp lawyer will represent you to the Iowa Workers Compensation Commission. They oversee claims like yours, and they can decide whether you should receive benefits or to uphold the insurer’s decision. 

Settlement Disputes

When you’re having trouble with your workers compensation provider, you may be concerned about when and how you’ll get the funds you’re due. Typically, your benefits will be paid monthly. But, when you’ve had to take your claim to court to get your benefits, you may seek out other options. 

For example, you may want to get your workers comp benefits in a lump-sum settlement. You have the chance to do so, but at a cost. You may be unable to seek future benefits from a recurring injury, for example, after you accept a lump sum, so talk to your lawyer about your best option. 

How an Iowa Workers Comp Lawyer Can Help 

When your Iowa workers comp insurance claim is denied, it can make your life a lot harder. You’re just trying to recover from your injuries, but the adjuster doesn’t seem interested in helping you get compensated for your injuries. That could mean major out-of-pocket expenses and serious losses. 

If you’re having trouble with your Iowa workers comp insurance, your options are better when you have a lawyer from Pothitakis Law Firm, PC on your side. We can help you seek compensation, starting with a free consultation about your injuries and losses. 

If you’re having trouble with your case, reach out to an Iowa workers comp lawyer. Call us at 319-754-6400 or fill out the online contact form below to get help seeking your benefits. 

Do I Need a Workers Comp Lawyer? Here’s How to Tell

Do I Need a Workers Comp Lawyer? Here's How to Tell

Think about how many hours you give to your place of employment. How many days, weeks, and months of the year do you give to someone else’s business? When you don’t feel valued as an employee, you could carry a certain resentment to having to build someone else’s dream each day you get up and go to work. 

Now, imagine one day you’re working and you experience a horrific accident in which a work machine crushes your pinky finger. Because of the severe damage to your pinky finger, doctors have to amputate your finger. The pain you experience is immense, and now you discover that your workplace is denying you compensation.

If this nightmare situation is similar to yours, then reaching out to a workers comp lawyer can help you receive the compensation you deserve. Even if your injury isn’t as significant as the scenario above, you can still receive compensation for a variety of damages. 

However, some people are unclear about how a workers comp lawyer can help them. 

How a Workers Comp Lawyer Can Help Your Case

The slightest error when filing your workers comp claim result in a denial. If you’re missing medical documents or a single signature, your claim could be denied. The sheer amount of paperwork associated with a workers comp claim can be confusing and overwhelming if you’ve never had to do it before.

Although you may have a difficult time figuring out how to file your workers comp claim, a workers comp lawyer can walk you through the process of filing your claim. Because of their years of experience with workers comp cases similar to yours, this process can be relatively speedy and efficient. 

When you expect that your employer and their insurer are taking advantage of you, a workers comp lawyer can make sure you have a fair chance of receiving compensation for your work-related accident. For example, your employer may attempt to shift blame away from themselves to avoid giving you compensation for your damages.

A workers comp attorney can help you investigate their accusations against you and progress your workers comp claim forward. 

Covering Your Damages 

Are you struggling to pay for the damages associated with your work-related injury? When your medical bills are overwhelming, and you’re suffering from lost wages, your financial stability is at stake. Your mental health is also at risk following your work-related injury, and you could experience mental health issues such as symptoms of depression

Thankfully a workers comp lawyer can help you recover from your damages by helping you file your workers comp claim. If you’re feeling hopeless, reaching out to a workers comp attorney could help realize what options you have after a work-related injury. 

Reach Out to a Workers Comp Lawyer

We can help you file your workers comp claim. Our workers comp attorneys can offer you the patience and understanding you deserve in your time of need. 

If you need assistance filing your workers comp claim or you suspect your employer is taking advantage of you, reaching out to our firm can help your situation. You can call Pothitakis Law Firm, PC, at 319-754-6400 or fill out the online contact form at the bottom of this page.

Do All Workers Comp Cases End in a Settlement? 

Do All Workers Comp Cases End in a Settlement? 

No one wants to be injured on the job. Now that you have, it’s time to focus on what you need to do after you’ve been injured. You have options that you might not know about. First, you are probably worried about how you will provide for yourself and your family if you’re unable to work due to your injuries.

That’s where workers compensation comes in. You’ve probably heard of workers compensation, sometimes called workmans comp. Workers comp is an insurance program that employers use to protect their workers financially. The law mandates most employers to obtain this insurance.

When you’ve been hurt, you could be entitled to financial compensation for lost wages, medical expenses, household services expenses, and disability. In the event of a worker’s death on the job, the family could receive death benefits.

How Workers Compensation Works

When you’ve been hurt, there is a path you must follow to receive financial compensation in Iowa, often called a settlement. If your claim is denied, you won’t receive a settlement. If your claim is approved or partially approved, you should receive financial compensation.

The process starts when you inform your employer that you’ve been hurt on the job. You should gather evidence to prove that your injury happened at work because you will have to prove this to the insurance company. 

This is one of the only elements you must prove to the insurer because you can receive workers compensation payments even if you were responsible for causing your own work-related injury.

You have to prove that your injury occurred at work, and you must also prove the extent of your injuries and how much your medical expenses cost. You can use medical evidence to prove these elements. For instance, you can use x-rays, doctors notes, medical reports, and receipts or invoices to prove these elements of your claim.

Do Insurers Deny Claims? 

The only time you won’t receive a settlement from the insurance company is if it denies your claim. Otherwise, you can receive a settlement to pay for your injury-related losses. Even if an insurance company denies your claim, you shouldn’t give up without first talking to a lawyer. 

You might still have a case, but you may need some help proving your claim or proving your injuries.

Get in Touch with a Workers Comp Lawyer in Iowa

Proving your claim could be difficult, so it’s advisable to get an attorney’s help. Your attorney can help you prove that your accident occurred at work. They can advise you on how best to proceed after your accident as well as what steps are mandatory when filing a workers compensation claim in Iowa.

To get your questions answered and increase your claim’s chances of ending in a settlement, reach out to a lawyer for help. Dial 319-754-6400 to talk with an Iowa workers comp lawyer at Pothitakis Law Firm, PC. You can also fill out the form below to reach our firm. Either contact method will get you a free consultation.

How Do I Find My Iowa Workers Comp Records?

How Do I Find My Iowa Workers Comp Records?

Work accidents can happen in an instant and leave you seriously injured and struggling to recover from your accident. Now, though, you may have received your workers comp benefits, but there’s a dispute that needed to be handled. In these cases, you may need to know how to find your Iowa workers comp records.

Fortunately, the process isn’t as complex when you have a lawyer on your side. Your workers comp attorney can help you file the right forms in the right places, so you’ll have a chance to get that information and use it for any disputes that arise. Continue reading to learn more.

Your Fees and Forms

When you’re injured and you’re seeking out your Iowa workers comp records, you’ll first need to fill out a form requesting your information to be released. Typically, that means you’ll need to fill out the right form and pay a fee. That’s usually a $35 fee, as well as extra fees for extra copies or searches for other people. 

All these forms can be filled out, with the help of your Iowa workers comp lawyer, at the Division of Workers Compensation office, which can be found at 150 Des Moines Street, Des Moines, IA, 50309. You can hand-deliver your forms and fees at this address, or you can submit this information by mail or fax.

Approving Your Information Release Request

The next step is to get this information approved and released, so you can use it for your claim. In some cases, that can make a big difference in a hearing, so it’s important not to skip this piece of evidence. 

However, getting that request approved can be tough. That’s because some of the information involved with your report could be confidential. If this confidential information is part of your claim, you may need to take extra steps to get your form. 

In these cases, you’ll need to print out a release request form for the confidential information and fill this form out, as well. You can visit your workers comp lawyer’s office to learn more about your claim and how you can get the full information you need. If you need help getting your request approved, your lawyer can step in on your behalf. 

Get Help from Your Iowa Work Comp Attorney

When you’re struggling to recover from a work accident, you need all the information you can get to help support your claim and get the workers compensation benefits you’re qualified for. In some cases, that means you’ll need help balancing your recovery and handling the various aspects your claim. 

It’s not easy to overcome your injuries while also seeking workers comp benefits. It’s easy to get overwhelmed, which is why you may need a lawyer from Pothitakis Law Firm, PC. We can get you started with a free consultation, so you know what to expect before you file a claim. 

When you’re ready to get started with a free consultation, give us a call at 319-754-6400 or complete the online contact form below. 

Injured on the Job in Iowa: Three Reasons to Call an Attorney

Injured on the Job in Iowa: Three Reasons to Call an Attorney

One minute, you’re doing your job like normal. The next, you’re hurt, and you’re not sure where to begin with a workers comp claim. What if the insurance company won’t cover you? What are your options after a work accident?

If you’ve been injured on the job in Iowa, there are plenty of reasons to call an attorney. Below is just a few of the ways an experienced lawyer can make a difference for your claim. 

Work Accidents Are Complex

In some cases, you might not have too much trouble getting your Iowa workers compensation benefits, but don’t rely on that. Recovering financially after a work injury isn’t always easy, and your claim may be more complex than you realize. 

For example, not all injuries that happen at work can be compensated by your workers comp benefits. You might instead find that someone intentionally caused your accident, you were injured by an illegal substance, or the insurance company is acting in bad faith. In all these cases, you may be entitled to a legal claim beyond workers comp benefits. 

Because of the often complex nature of these claims, consider working with an Iowa work comp attorney as you move forward through the legal process.

Getting Maximum Benefits for Your Work Injury

When you’re hurt on the job, workers compensation benefits should cover all your losses, not just a portion of them. You’ll need funds to recover from your injuries, so your benefits should include all your expenses.

That’s not just your medical bills, either. You should receive compensation for your wages, as well. Your lawyer can review your injuries and pinpoint the right compensation for you.

You Could Be Denied

Unfortunately, it’s not always easy to overcome your injuries. You may have thought you took the right steps to get your benefits, but you were denied compensation instead. That leaves you without the workers compensation you need for a full physical and financial recovery.

Fortunately, your lawyer can help you there, too. We understand that fighting your workers comp claim alone isn’t easy, and you may need experience and knowledge on your side. Your lawyer can provide that. If you’re struggling with your claim, your lawyer can pinpoint why you were denied and help you form an appeal. 

Reach Out to an Iowa Work Injury Attorney

If you’ve been injured on the job in Iowa, getting your workers compensation benefits isn’t always easy. You may need to call an attorney, but you’re not sure you have enough reason to call one. However, a lawyer could be instrumental to your recovery. 

At Pothitakis Law Firm, PC, we understand that you might have questions and concerns about your workers comp claim. We can help with that, starting with a free consultation about your claim. We’ll discuss your claim with you before you file anything, so you know we’re ready to help your claim succeed. 

If you’ve been injured on the job in Iowa, give us a call at 319-754-6400 or fill out the online form below.