What Happens if My Workplace Closes While I’m on Workers Comp?

What Happens if My Workplace Closes While I'm on Workers Comp?

Navigating a workers comp claim is difficult. Now, though, you’ve received your benefits, only to receive notice that your employer is going out of business. Now, you’re worried about what’s next for you. 

When your recovery is on the line, it’s important to ask, “What happens if my workplace closes while I’m on workers comp?” Luckily, you do have options to protect your work comp benefits, even if your job is no longer there. Your lawyer can help you by reviewing your current situation.

Negotiating Continued Benefits

Typically, your workers comp benefits shouldn’t be affected by your place of employment closing. That’s because your employer doesn’t pay for your work comp benefits out of their own funds. Instead, your benefits come from the state. That means, in most cases, your benefits should continue. 

However, that also depends on the type of benefits you’re receiving. For example, those with short-term disability benefits who may return to work soon may be affected. It’s typically best to speak to your lawyer about your benefit options when your employer goes out of business. 

Keep in mind that you could receive unemployment benefits, as well. Although you’ll need to notify the insurance company, there’s a chance you could receive both types of benefits. If you’re concerned about protecting either type of benefits, reach out to an attorney for help. 

Lump-Sum Settlements

However, continuing your benefits may not be the best option for you. You may be worried that your benefits will be discontinued anyway, especially if you may be able to return to light duty or other types of work. That’s why many people choose to request a lump-sum settlement. 

A lump-sum settlement is an option to receive all of your remaining workers comp benefits at once. You’ll receive these benefits as a lump sum, and they should be enough funds to cover the amount of compensation you would have received otherwise. 

If your workplace is closing, having this lump-sum settlement can give you the peace of mind you need to focus on your recovery. You can have your full settlement to budget for your recovery, without worrying about losing your benefits. 

Contact a Workplace Injury Lawyer About Your Job Loss

When you’re hurt at work, recovery is your first priority. However, you might be in the middle of recovery when you learned that your employer is closing your workplace. Now, there’s no job for you to go back to, and your employer is no longer in business.

That leaves you worried about your recovery and asking, “What happens if my workplace closes while I’m on workers comp?”  that you have options to seek your workers compensation, even if your workplace has closed. 

At the the Pothitakis Law Firm, PC, we know that your benefits are key to your recovery, which is why we’re focused on helping you. We offer free consultations, so you can talk to us before you make any decisions about your claim. To get started, reach out by calling 319-754-6400 or by completing the online form below. 

Can I Get Iowa Workers Comp Benefits for a Repetitive Stress Injury?

Can I Get Iowa Workers Comp Benefits for a Repetitive Stress Injury?

Suffering a sudden, severe work injury isn’t an easy experience. You’re hurt now, and that can be tough to recover from. Unfortunately, not every accident is a one-time event. Instead, your injury may have built up over time, which can leave you with a major injury over that time. 

When this happens, you may be asking, “Can I get Iowa workers comp benefits for a repetitive stress injury?” To understand your options, you may need to speak to an attorney. Your lawyer may have the tools to help you get the answers you need about your specific injury. 

Injuries Covered by Iowa Workers Comp

Fortunately, your injuries may be covered by your Iowa workers comp insurance. This coverage typically covers all injuries you may have suffered that relate to your job. Although repetitive motion injuries may be more difficult to prove, they’re no less eligible for workers compensation. 

These injuries are typically caused by repeated motions that happen within the scope of your job. For example, a chef might be required to chop vegetables during every shift, and that chopping motion can wear on the elbow over time. Many office workers also suffer from carpal tunnel caused by regular typing, which can require wrist or hand surgery. 

If you’ve suffered a repetitive stress injury, you may need to speak to your doctor about a diagnosis and proof that the injury is related to your job. Once you have this evidence, you can seek out workers comp benefits for your injury

Benefits for Repetitive Stress Injuries

Your workers compensation benefits should cover all losses you’ve suffered because of your injuries. These losses can disrupt your life and make it impossible to work, so it’s important to seek out all compensation needed for your injuries. 

First, you need coverage for your medical expenses. Your injury could require ongoing therapy or even surgery to repair the damage. When that happens, you should receive compensation for all the expenses accrued for your treatment

You should also receive wage replacement benefits, which will vary depending on whether you’re able to work. If you’re facing total disability because of your injury, you should receive up to 80 percent of your original wages while you’re recovering. 

If you’re able to work at all, you may be on light duty, which means you could be receiving a smaller paycheck for your work. Fortunately, your workers comp benefits can help make up the difference. These benefits may cover up to two-thirds of the difference between your original income and your current one. 

Connect with a Workers Comp Lawyer for Iowa Stress Injuries

When you’ve suffered a major work injury, you need the assistance of workers comp benefits to help pay for your injuries and losses. However, you might not be sure whether you can get Iowa workers comp benefits for a repetitive stress injury.

A lawyer from Pothitakis Law Firm, PC may be able to help. Starting with a free consultation, we can review your case and help you seek the benefits you need for a full recovery. If you’re struggling to overcome your injuries, your Iowa lawyer can get started, but only when you call 319-754-6400 or complete the online form below. 

Will Expert Testimony Help with My Iowa Workers Comp Case?

Seeking out a workers comp claim can be tough. You need those benefits for your recovery, but you’re also struggling with your injuries after your work accident. Worse, you might have already been denied workers compensation once. 

Now, you might be discussing evidence for your claim with your lawyer, leading you to ask, “Will expert testimony help with my Iowa workers comp case?” When you’re struggling to recover your benefits, it’s important to gather all of the necessary evidence for your case, so you can get the benefits you need and focus on your recovery. 

What Is Expert Testimony? 

When you’re injured, witnesses may be key to getting your workers compensation. Often, eyewitnesses can help prove your story, telling the workers comp commissioner that you were, in fact, injured at work. 

However, expert witnesses aren’t usually people who saw the accident. Instead, these people are professionals who have can examine the case details and provide crucial testimony that supports your claim.

For example, you doctor might be an expert witness. They would have treated your injuries, and in some cases, they can review your medical evidence and help support your claim. They can detail the evidence they’ve found and help you seek workers comp. 

In other cases, they may use their experience to reconstruct the accident. If you were in a car accident, for example, they may use details and evidence from the scene to review the cause of the accident in detail, proving that you were injured in this accident and that it was a work accident. 

When You Need an Expert

When you’re facing a work-related accident, you may need an expert witness to help you answer the reasons for your workers comp denial. While some cases may simply require proof that you acted within ninety days or evidence of further medical evidence. Other cases aren’t so simple. 

If your employer doubts that the accident was related to work, for example, your case might be a little more complex than you were expecting. That means you may need more evidence that untangles your claim. 

So, before you take your case to the Iowa Workers Compensation Commissioner, you may need to speak to an expert witness. They may be able to help answer your questions and support your version of events. 

Talk to Your Iowa Workers Comp Lawyer about Expert Witnesses

When you’re struggling to get your full benefits after a work accident, you may need evidence beyond what you have already collected. Expert testimony may be required to get the full picture and help you fight back when your claim has been denied.

Although not every case requires an expert witness, you may need to speak to your lawyer about questions such, “Will expert testimony help with my Iowa workers comp case?” At Pothitakis Law Firm, PC, we understand that recovering from a work injury is difficult, and we can help you connect with the right experts for your case. 

Ready to settle your work comp case? Reach out to your attorney for a free consultation, where we’ll discuss what you need to do to secure your full benefits. To begin, reach out by calling 319-754-6400 or by completing the online form below. 

Why Do Employers Dispute Workers Comp Claims?

When you’re injured, you’ll need your workers compensation benefits to help pay for your medical care and recover from your injuries. Unfortunately, you may be struggling with that because your employer is disputing your claim. Now, you’re not getting the benefits you need when you need them. That can hurt your future and your chances of recovering from your injuries.

So, why do employers dispute workers comp claims? The reasons can vary depending on the claim. Reach out for help from an Iowa work comp lawyer if you’ve been injured and your employer is disputing your claim.

Costs of Insurance

One of the major motivations for a denial is often money. Your employer may be more focused on their profits, not your recovery. If there are many workers comp claims being filed, the insurance company may raise the costs of their premiums, meaning your employer pays more for the insurance they must carry.

Because they’re focused on keeping those numbers to a minimum, they may try to deny your workers comp claim. They want to keep their costs low, so they’ll try to put the expenses on you.

Disputes on Location of Accident

In other dispute cases, your employer may not believe that your accident happened at work. This dispute often arises when workers don’t seek medical care right away. Your employer may use this delay to their advantage, claiming that you could have been injured somewhere else, not at work.

That’s why you’ll need to seek medical treatment immediately after an accident, even if you feel fine. For example, you may have slipped and fell, but you just feel a little bruised. Later, your back hurts so much that you can’t work. If you waited to see a doctor, your employer may claim you could have been injured somewhere else.

Visibility of Injuries

Some injuries are less obvious and clear-cut than others. For example, it may be clear that you were injured if your arm was caught in a machine, but what about repetitive-motion injuries or work-related illnesses?

Less-visible illnesses can be harder to prove, which may lead to a dispute. Your employer might question whether you were truly injured. Often, that means you’ll need to seek out more exams and proof from your doctor. These tests can strengthen your claim and show your employer the severity of your injuries.

Appeal a Dispute with a Workers Comp Lawyer

When you’ve suffered a serious work-related injury, getting workers comp benefits is vital for your recovery. Unfortunately, you may now be dealing with a dispute, which makes securing those benefits difficult and frustrating.

Reach out for help from your lawyer when you’re asking, “Why do employers dispute workers comp claims?” At Pothitakis Law Firm, PC, we’ll help you defend your benefits, starting with a free consultation. We’ll take a look at your claim and show you how we can help before you sign anything.

When you’re ready to fight back, reach out for your free consultation from your Iowa work comp attorney. Give us a call at 319-754-6400 or complete the online form below.

Injured at Work in Iowa? Here’s What You Need to Know

Hurt in a work accident and unsure where to turn? It’s an unfortunate situation, but it’s one that many Iowa workers find themselves in every year. Thankfully,  it’s one you can overcome with help.

With the right tools and knowledge on your side, you can secure the full benefits you deserve for your work-related injuries. Fortunately, you can get the help you need from a work comp attorney. They can help you understand your claim, starting with the most important information and initial steps.

When you’re injured at work in Iowa, here’s what you need to know to recover your compensation and overcome your injuries.

You May Be Eligible for Compensation

One of the first concerns that many Iowa workers have is whether they’re eligible for workers compensation at all. That’s especially a problem for those who don’t work in a traditional workplace with a break room, where workers comp flyers are typically posted.

Fortunately, most Iowa workers are eligible for work comp benefits. Iowa’s work comp is meant to cover as many Iowa workers as possible. Even some ineligible workers may be eligible for other benefits. For example, police officers and firefighters have their own pension funds.

However, you’ll still need to ensure that you’re eligible for your workers comp benefits. That way, you’ll know what steps you’ll need to take to recover from your work accident.

Limited Time to File for Work Comp Benefits

If you find that you’re eligible for workers compensation benefits, you’ll need to act as quickly as possible to protect your benefits. Filing as soon as possible can help you show that you were injured at work, not elsewhere. Beyond that, you’re required to file within ninety days of your work accident.

Once you’ve filed, your employer will need to notify the insurance company within only a few days. From there, though, the insurance adjuster will investigate your claim and your injuries. They’ll review the events of the accident and your injuries, determining whether you’re eligible and whether you should receive workers compensation.

Unfortunately, even if you file on time, you may be denied at first. Don’t worry, as this can be a common occurrence. The appeals process can be difficult, but fortunately, your lawyer can help you fight back if you’re denied at first.

Contact a Lawyer for Legal Guidance

When you’ve suffered a serious work injury in Iowa, you may not know what you need to know. Understanding your claim can be difficult, especially because every injury and every workers comp claim is different. Consider enlisting the help of lawyer from Pothitakis Law Firm, PC before you begin. Starting with a free consultation, we’ll provide the information, experience, and advice you need.

When you’re facing an Iowa work injury, reach out for what you need to know about your claim. Give us a call at 319-754-6400 or fill out the following online form to get started.