Why Do Employers Dispute Workers Comp Claims?

When you’re injured, you’ll need your workers compensation benefits to help pay for your medical care and recover from your injuries. Unfortunately, you may be struggling with that because your employer is disputing your claim. Now, you’re not getting the benefits you need when you need them. That can hurt your future and your chances of recovering from your injuries.

So, why do employers dispute workers comp claims? The reasons can vary depending on the claim. Reach out for help from an Iowa work comp lawyer if you’ve been injured and your employer is disputing your claim.

Costs of Insurance

One of the major motivations for a denial is often money. Your employer may be more focused on their profits, not your recovery. If there are many workers comp claims being filed, the insurance company may raise the costs of their premiums, meaning your employer pays more for the insurance they must carry.

Because they’re focused on keeping those numbers to a minimum, they may try to deny your workers comp claim. They want to keep their costs low, so they’ll try to put the expenses on you.

Disputes on Location of Accident

In other dispute cases, your employer may not believe that your accident happened at work. This dispute often arises when workers don’t seek medical care right away. Your employer may use this delay to their advantage, claiming that you could have been injured somewhere else, not at work.

That’s why you’ll need to seek medical treatment immediately after an accident, even if you feel fine. For example, you may have slipped and fell, but you just feel a little bruised. Later, your back hurts so much that you can’t work. If you waited to see a doctor, your employer may claim you could have been injured somewhere else.

Visibility of Injuries

Some injuries are less obvious and clear-cut than others. For example, it may be clear that you were injured if your arm was caught in a machine, but what about repetitive-motion injuries or work-related illnesses?

Less-visible illnesses can be harder to prove, which may lead to a dispute. Your employer might question whether you were truly injured. Often, that means you’ll need to seek out more exams and proof from your doctor. These tests can strengthen your claim and show your employer the severity of your injuries.

Appeal a Dispute with a Workers Comp Lawyer

When you’ve suffered a serious work-related injury, getting workers comp benefits is vital for your recovery. Unfortunately, you may now be dealing with a dispute, which makes securing those benefits difficult and frustrating.

Reach out for help from your lawyer when you’re asking, “Why do employers dispute workers comp claims?” At Pothitakis Law Firm, PC, we’ll help you defend your benefits, starting with a free consultation. We’ll take a look at your claim and show you how we can help before you sign anything.

When you’re ready to fight back, reach out for your free consultation from your Iowa work comp attorney. Give us a call at 319-754-6400 or complete the online form below.

Injured at Work in Iowa? Here’s What You Need to Know

Hurt in a work accident and unsure where to turn? It’s an unfortunate situation, but it’s one that many Iowa workers find themselves in every year. Thankfully,  it’s one you can overcome with help.

With the right tools and knowledge on your side, you can secure the full benefits you deserve for your work-related injuries. Fortunately, you can get the help you need from a work comp attorney. They can help you understand your claim, starting with the most important information and initial steps.

When you’re injured at work in Iowa, here’s what you need to know to recover your compensation and overcome your injuries.

You May Be Eligible for Compensation

One of the first concerns that many Iowa workers have is whether they’re eligible for workers compensation at all. That’s especially a problem for those who don’t work in a traditional workplace with a break room, where workers comp flyers are typically posted.

Fortunately, most Iowa workers are eligible for work comp benefits. Iowa’s work comp is meant to cover as many Iowa workers as possible. Even some ineligible workers may be eligible for other benefits. For example, police officers and firefighters have their own pension funds.

However, you’ll still need to ensure that you’re eligible for your workers comp benefits. That way, you’ll know what steps you’ll need to take to recover from your work accident.

Limited Time to File for Work Comp Benefits

If you find that you’re eligible for workers compensation benefits, you’ll need to act as quickly as possible to protect your benefits. Filing as soon as possible can help you show that you were injured at work, not elsewhere. Beyond that, you’re required to file within ninety days of your work accident.

Once you’ve filed, your employer will need to notify the insurance company within only a few days. From there, though, the insurance adjuster will investigate your claim and your injuries. They’ll review the events of the accident and your injuries, determining whether you’re eligible and whether you should receive workers compensation.

Unfortunately, even if you file on time, you may be denied at first. Don’t worry, as this can be a common occurrence. The appeals process can be difficult, but fortunately, your lawyer can help you fight back if you’re denied at first.

Contact a Lawyer for Legal Guidance

When you’ve suffered a serious work injury in Iowa, you may not know what you need to know. Understanding your claim can be difficult, especially because every injury and every workers comp claim is different. Consider enlisting the help of lawyer from Pothitakis Law Firm, PC before you begin. Starting with a free consultation, we’ll provide the information, experience, and advice you need.

When you’re facing an Iowa work injury, reach out for what you need to know about your claim. Give us a call at 319-754-6400 or fill out the following online form to get started.

Will Iowa Workers Comp Cover Secondary Injuries?

When you first suffer a work injury, you like to think that your work comp benefits will help you recover fully, without future issues. Unfortunately, it’s possible that you could reinjure yourself on the job or suffer a secondary injury. These injuries can set back your recovery or even leave you permanently disabled.

Those secondary injuries may leave you worried about what kind of workers comp you’re eligible for. Will Iowa workers comp cover secondary injuries? Fortunately, you should have a chance to get the workers comp coverage you deserve for all of your injuries.

When you have questions and concerns about your workers comp claim, reach out for the answers you need. Every claim is different, and a lawyer can help you get the compensation you deserve.

Iowa Workers Comp Benefits

After your injury, you should receive the full work comp benefits you deserve, but what does that entail? Fortunately, you should have benefit options that cover all your losses related to a work accident.

One of the most urgent benefits you might need is your medical cost coverage. When you’re hurt on the job and unable to work, you need coverage for the medical care you needed, from the initial trip to the doctor to your final appointment.

If you’ve suffered a secondary injury because of the first, however, you should also receive compensation because of Iowa’s second injury fund. This fund is designed for secondary injuries related to your initial work injury, and it’s intended to cover the costs of your second injury as though there was never a first injury.

Getting Your Second Injury Benefits

When you’ve suffered a second debilitating injury, you may need to first reach out to your Iowa workers comp attorney. They’ll review your claim and injuries, so you know what you can expect from your benefits coverage.

If you’ve suffered a secondary injury, you’ll need to contact your employer about the injury, who will then contact the insurance company. They’ll investigate your claim and find your workers comp claim’s worth.

If they find you’ve suffered a permanent partial disability because of a second injury, you may be eligible for these other funds. If you’re concerned that your insurer isn’t offering you the full benefits you deserve, reach out to a lawyer for help calculating and defending your benefits.

Contact an Iowa Lawyer about Your Secondary Injuries

When you’ve suffered a major injury, another can follow even if you seemed completely healed. You’ll need compensation for those injuries, too, but will Iowa workers comp cover secondary injuries? Fortunately, you should have a chance to get your workers comp benefits and recover.

Don’t take on your workers comp claim without help, though. At Pothitakis Law Firm, PC, we understand how important your claim is to your recovery and we’ll help when you have questions or concerns. We’re also proud to offer free consultations for those struggling with their claims. We’ll review your situation and help you get the recovery you deserve.

Ready to get started? Reach out by calling 319-754-6400 or by completing the online form below.

How Faulty Equipment Causes Workplace Injuries

When you’re at work, your safety should be a priority for your employer. Unfortunately, that’s not always the case. Maybe you were injured by faulty equipment. Now you’re wondering where to turn for the funds you need to recover.

How faulty equipment caused your workplace injuries will be important for your claim. You’ll need to know what caused your accident, who’s responsible, and what you can do about your accident. Once you have the information you need, you’ll have the chance to recover from your injuries. An experienced lawyer can help.

When Your Safety Is Compromised

When you’re at work, you expect the equipment you use to continue working as it should. Your vehicle should run as normal and your tools should withstand the work you’re doing. Unfortunately, things don’t always go so smoothly.

When your equipment is faulty, you might suffer serious injuries because of it. Between the costs of medical care and the pain and suffering you’re experiencing, your faulty equipment can leave you in a serious situation.

If you’ve been injured from any of the following accidents while working, reach out to a lawyer for help with your claim:

Who’s Responsible?

Typically, your employer is responsible for the injuries you’ve suffered at work. They should provide workers compensation benefits for your injuries.

However, faulty equipment accidents are often caused by a third party. The manufacturer is often the negligent party, as they didn’t make their equipment safe for use. As such, you may need to file a claim against the manufacturer, rather than seeking workers comp benefits.

Unfortunately, this situation can make your claim more complex. Rather than filing a claim with your employer and getting the benefits you need, you’ll instead need to file a lawsuit in court against the manufacturer. To make sure you’re following all the laws for your injury, make sure you have a lawyer on your side to help with your claim.

Seek Compensation for Faulty Equipment Injuries

In the workplace, even your gear can be dangerous. You might be surprised how often faulty equipment causes workplace injuries, and unfortunately, now you’re one of the injured workers. These injuries can be tough to deal with, especially if you’re not sure who’s at fault.

Fortunately, an attorney from Pothitakis Law Firm, PC can help. Our lawyers understand how difficult it can be to determine the right path for your claim, so we’ll help you find the person responsible for your claim, so you can get the financial assistance you need to cover your expenses while you recover.

When you’re ready to seek out your rightful compensation, take advantage of our free consultations. Get started by calling 319-754-6400 or by completing the following online form.

How to Prove That Your Injury Is Work-Related

How to Prove that Your Injury Is Work Related

When you’re injured on the job, you’ll need your employer to work with you and provide the workers compensation benefits you need. Unfortunately, you might have already received a denial and a reason for that denial: Your injury wasn’t work-related.

You know your accident happened at work, but now you’ll need to know how to prove that your injury is work-related. Appealing your claim can be tough, and you’ll need to know what evidence to bring before you get started. Fortunately, you’ll have a chance to challenge the denial and get the full benefits you deserve after your work accident.

Seek Medical Care Immediately

One of the most immediate ways you can avoid that denial reason is by seeking medical care immediately. Although it may be too late to do so, requiring a hospital trip is a strong sign that you were injured as badly as you say you were.

Medical exams can be used to your advantage during an appeal, even if you didn’t go to the doctor immediately. Your doctor is a professional, and that means that their opinion about what caused your injury will be respected.

For example, let’s say you slipped and hit your head. Your doctor might examine you and find that you suffered a concussion. If your employer denied your claim, your doctor has diagnosed you, and they know that your head trauma was caused by an impact to your head. Because your doctor understands your injury well, they might be able to help.

Visual Evidence Can Help

Once you’ve gotten information from your doctor, you may need to speak to your employer or your fellow employees. Eyewitnesses and proof of the accident can help you build your appeal and obtain your workers comp benefits.

For example, let’s say you fell at work and didn’t go to the doctor right away. Your fellow employees might have witnessed the accident and their accounts can support your story. Likewise, many businesses or workplaces have cameras placed around the site. These cameras reduce instances of theft and other crimes, but they can be used for your claim, too.

In your accident, you might have been caught falling on camera. Between your doctor’s assessment, the eyewitnesses, and the video footage of your fall, you should have a better chance of getting your workers compensation denial appealed.

Gathering Evidence with a Lawyer

If you’re not sure how to prove that your injury is work-related, it might be as simple as gathering evidence to support your claim. Unfortunately, a serious injury can make it difficult or impossible to gather that information. You’re struggling with the consequences of your accident, which leaves you feeling overwhelmed by your denial.

Fortunately, a lawyer from the Pothitakis Law Firm, PC can help. You’ll need someone on your side who understands how to get your denial appealed and can help you secure your rightful workers comp benefits. Starting with a free case review, we’ll work diligently to get you back on the road to recovery with the funds you deserve.

Ready to get started? Reach out to us today by calling 319-754-6400 or by completing the online form below.