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Car Accident at Work in Des Moines
Being involved in a motor vehicle accident would be challenging for anyone, but wondering whether or not you’ll be able to obtain workers compensation benefits due to a work-related car accident is a whole separate matter.
This can often be a gray area in terms of meeting the eligibility requirements for workers comp in Iowa. Getting help from a Des Moines workers comp attorney can be the best way to ensure that you are able to secure the benefits you need to focus on your recovery without financial anxiety. Continue reading to learn more about workers comp covering car crashes.
When Workers Comp Covers Auto Accidents
Workers compensation benefits can only be paid to employees who suffer injuries or fall ill while on the clock and fulfilling the requirements of their positions. Essentially, this means that car accidents that happen to or from work, while you’re on your lunch break, or in any other circumstances where you are off the clock will render you ineligible for workers comp benefits.
If you work in a profession that involves driving for a living, whether that be as a public transportation worker or delivery driver, for example, you could obtain workers compensation if you were injured in an accident while performing the duties of your position at work.
Your Workman’s Compensation Benefits and a Denied Claim
Once it’s been established that you’ve been approved for workers compensation benefits, you’ll begin collecting weekly disability benefits of up to 80 percent of your spendable weekly income. In some cases, you may collect approximately 67 percent of your spendable weekly income, depending on how your injuries are classified.
Additionally, your medical expenses will be covered by the insurance company and you will be able to obtain vocational training or education if your injuries will prevent you from returning to work.
Denied claims happen more frequently than you might think. If you received a denial, work with your workers compensation attorney and the insurance adjuster to see if you can address their concerns. If not, you can file an appeal with the Iowa Workers’ Compensation Commission. Your attorney will work diligently to secure the workers comp benefits you deserve.
Speak with a Des Moines Workers Comp Lawyer
When you’ve been involved with a car accident at work in Des Moines and you need assistance securing access to the workers compensation benefits you’re entitled to, get help from a skilled Des Moines workers comp lawyer at Pothitakis Law Firm, PC.
We proudly offer our prospective clients a complimentary case review. You can take advantage of this opportunity by calling our office at 1-866-PLF-IOWA (753-4692) or by filling out the quick contact form below.