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Des Moines Workers Compensation
After a work injury, you need time to heal without worrying about what your family will do without your income. Fortunately, workers compensation is available to injured workers in Des Moines.
It’s unfortunate, but if you work in any hands-on job, there’s a possibility that you might be injured. Whether it’s because of an accident, a repetitive motion injury, or a work-related illness, many Des Moines workers find themselves unable to work for a while after they’ve been injured at work.
This can be tough on you and those who rely on your income. Even if you’re not the sole breadwinner, a loss of any income can make the life you lead more difficult and frustrating. Fortunately, if you’re struggling with your case, you can call Pothitakis Law Firm, PC for help getting your Des Moines workers compensation case resolved in your favor.
You need help getting back to work and back to normal. Our firm understands how difficult this can be, which is why we’re ready to help you get the workers comp benefits you’re entitled to.
Eligibility for Des Moines Workers
Making sure you’re eligible at all for workers compensation will be the first step. After all, not every workplace has information about workers comp on display, and you may need to ask or investigate.
Nearly every worker in Iowa has workman’s comp coverage, with only a few exceptions. Those exceptions include the following:
- Domestic or agricultural workers earning below a certain annual threshold
- Family of the employer
- Police officers and firefighters covered under a separate pension fund
If you’re included on this list or you’re unsure of whether you’re eligible for compensation, speak to your employer or the Iowa Division of Workers’ Compensation. Either of these groups—as well as a Des Moines workers comp attorney—can give you the information you’re seeking so you can begin the filing process.
Filing Your Workers Compensation Claim in Des Moines
Once you’ve settled the matter of eligibility, you’ll need to begin the claim process. Typically, this begins at the first notice of injury, and it should be done as soon as you’re able. You’ll typically be given ninety days to notify your employer, after which you’ll be unable to file a claim for workers comp in Des Moines.
After you notify your employer, the matter will be in your employer’s hands. The Iowa system is intended to make the process as easy as possible on suffering workers, so your claim should be sent to the work comp insurer as quickly as possible.
You’ll simply need to wait for your benefits or your denial. Whether you’re totally or partially disabled or you’ll be able to return to work soon, the insurance company will calculate what you’re due because of your injuries and will approve or deny your request.
If you’ve received approval, you’ll only need to act if your condition changes or if your benefits stop for no clear reason. From here, you should have the necessary resources to get back on your feet. Unfortunately, denials are all too common.
Dealing with a Claim Denial
Unfortunately, you might find yourself opening a denial letter. This adds a few extra steps to the process, and it’s where you may need to hire a lawyer. You’ll likely attend hearings to review your case, and a lawyer for Des Moines work comp will fight for your right to compensation for your injuries.
Typically, you’ll find the reason for your denial listed on your denial paperwork. It could be one of the following:
- Insufficient evidence of your disability
- Insufficient evidence that the incident happened at work
- Disputes from your employer or the insurer
Addressing any of the above denial reasons may involve gathering more evidence, arranging to speak with your employer, or turning to workers comp officials for an appeal and review of your case and any new evidence you have.
If you’ve already received a denial, don’t hesitate to get legal help. Getting your work comp benefits quickly can take strain off you, giving you the chance to focus on getting better.
Contact a Des Moines Workers Comp Lawyer
After an injury, it can be difficult to get back on your feet. In some cases, you might find yourself struggling to get the compensation you deserve. This can be difficult on you and your family, but it doesn’t have to be where your case ends.
Speaking to a lawyer from Pothitakis Law Firm, PC can change the course of your case for the better. Getting the work comp benefits you deserve isn’t always easy, but our attorneys can help you through the process and make sure you get what you need.
If you’re struggling with your Des Moines workers compensation case, give us a call for a free consultation. We’ll review your claim and outline what we can do to help you get back on track. Just give us a call at 1-866-753-4692 or complete the online contact form below.