When you’re injured at work, you expect that your medical bills should be covered, as well as any lost wages while you’re unable to work. If your employer offers work comp insurance, they should be responsible for the expenses you’ve incurred. Unfortunately, you might have already applied and received a denial.
If you’ve been denied work comp benefits, you might be understandably confused and frustrated. Your family is already feeling the strain, so it’s important to appeal your claim quickly. For that, you need to know why you were denied. When it comes to an Iowa work comp denial, are you entitled to an explanation?
An experienced and highly qualified lawyer can review your injury, claim, and denial letter. Then, they can represent you throughout the appeals process, so you can focus on your recovery.
Your Reason for Denial
First, make sure that the reason for your denial is listed on your denial letter. Insurance companies are required to list this, and it should be your first step to appealing your claim and getting the workers comp benefits you deserve.
Insurers are required to include your denial reason, and that information is critical to your appeal. For example, if your benefits were denied because you didn’t provide enough documentation regarding your work injury, then your appeal can include that necessary information.
If you don’t see a reason for your denial listed on your denial letter, speak to an attorney. They can ensure your rights are protected.
Fighting Back after a Denial
When you’ve been denied and were given an explanation, your next step is to appeal. Depending on the type of denial you’ve received, your workers comp denial attorney will address the individual reasons for your denial.
The first step of an appeal is to speak with your employer and insurer in an informal meeting to discuss your injury. This meeting will be your first chance to show that you were seriously injured and should have been compensated properly.
If they continue to refuse a settlement with you, your attorney can then schedule a hearing with the workers compensation commission. The commission will hear out your appeal, and then decide whether your case is eligible for workers comp benefits. If you don’t receive your benefits at this point, your lawyer can help you schedule a second hearing, giving you a chance to fight back and get the appeal you need.
A Lawyer Will Protect Your Rights
A work accident can leave you in a difficult, confusing place. You’re not sure who to turn, and now that you’ve received an Iowa work comp denial, are you entitled to an explanation? Fortunately, the answer is yes, and a lawyer can help you detangle the work comp appeals process.
At Pothitakis Law Firm, PC, we know that it can be difficult and frustrating to receive a denial letter for a reasonable benefits request. You were injured while on the job, and you deserve benefits to aid you through recovery. We can help, starting with a free consultation.
Ready to speak to a lawyer about your claim? Call 319-754-6400 or complete the online form below.