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Do You Get a Settlement from Workers Comp in Iowa?
After a serious work accident, you need benefits that cover your needs and your losses in the aftermath of the injury. However, the insurance company may not be so willing to settle with you.
When the insurance refuses to work with you, you may be wondering, “Do you get a settlement from workers comp in Iowa?” The answer is yes, but it may not be easy to accomplish, especially if you’ve never had to deal with something like this before. Reach out for a lawyer from Pothitakis Law Firm, PC for help with your work comp claim.
Calculating Your Settlement’s Value
When you’re injured at work and seeking a settlement, one of the first steps is calculating your claim’s monetary value. Your settlement should cover your expenses and meet your needs following a work accident, so make sure all your losses are covered.
For example, you shouldn’t have to pay out of pocket for your medical care and expenses. Your workers comp benefits should cover all reasonable care ordered by the doctor your employer chooses.
Your disability benefits should be covered, as well. For example, if you’re unable to work after your accident, you may be entitled to a percentage of your original wages. The exact amount will depend on your initial income and whether you’re able to work in any capacity during recovery.
Types of Settlements for Workers Compensation
If you choose to settle with the insurance company, there are two major types of settlements: agreements to settle and compromise settlements. The first type means that you and your insurance company are in agreement and you’re willing to accept their offer for a settlement.
A compromise settlement means that you and your employer’s insurance company don’t agree on what you’re really owed. In these cases, you may come to an agreement in the hearing process that satisfies both you and the insurance company. That means you’ll have a chance to get compensated for your injuries, even if the insurance company disagrees.
How to Get Your Fair Settlement
When you’re hurt in a serious on-the-job injury, you may be due workers comp benefits that cover the costs of your losses. However, you may not be sure where to start with your claim and what a fair settlement looks like.
At Pothitakis Law Firm, PC, we understand that you’re not in an ideal position. We’ve been here before, and we can help you fight for a fair settlement, beginning with a free consultation to go over your claim. You can reach us by calling 319-754-6400 or filling out the online form below.