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Does Iowa Workers Comp Cover PTSD?
Post-traumatic stress disorder, or PTSD, is a serious condition that can alter your life, even if you didn’t suffer any major physical injuries. This condition can be difficult to overcome and it can affect your abilities as a worker.
Fortunately, you don’t have to seek answers alone when you’re asking, “Does Iowa workers comp cover PTSD?” The answer is yes, but every case is different. Reach out to the Pothitakis Law Firm, PC. to analyze your situation and provide a specific answer for you.
Juggling your condition, your time away from work, and your PTSD symptoms can make it tough to recover. Fortunately, your attorney can help you overcome these symptoms and work diligently to secure work comp benefits for you.
Seeking Workers Comp for PTSD in Iowa
When you’ve been diagnosed with PTSD, your first concern may be whether you have the opportunity to file. Although you may have suffered from PTSD because of a traumatic accident, PTSD can also develop from witnessing a traumatic accident or in dealing with frequent trauma. For example, many firefighters and EMTs suffer from PTSD resulting from their typical duties.
Fortunately, Iowa workers comp covers more than a direct injury or accident. Your workers comp covers any illness or injuries that occurred because of your job. That includes injuries that developed over time, such as constant exposure to traumatic events.
That means that, though PTSD from ongoing exposure to traumatic events may be more difficult to prove than a physical injury, you’ll have a chance to seek benefits for your suffering.
The Work Comp Claim Process
Once you’ve determined that you are eligible for benefits, the next step is to start the claims process. Typically, you’ll need to file a claim within ninety days of your accident. However, if you’re dealing with PTSD that developed over time, you’ll need to talk to your lawyer about when you were first diagnosed and when your symptoms began.
Once you file your claim, your employer will need to act quickly and notify their insurance provider that you’re seeking compensation. The insurance adjuster will review your condition and the cause by speaking to you, your doctor, and any witnesses to the accident.
At this point, you’ll wait to receive an approval or denial notice. If approved, you’ll receive a letter detailing your benefits and you can expect to receive payment within a few weeks. If you’re denied, however, speak to your work comp attorney in Iowa about appealing the decision.
Get Your PTSD Workers Comp Benefits
When you’re facing the often life-altering effects of PTSD, it may feel impossible to return to work or other elements of your life before It’s especially difficult when your workplace was the source of your PTSD.
At Pothitakis Law Firm, PC, we are proud to represent injury victims with PTSD who are often asking, “Does Iowa workers comp cover PTSD?”
We offer free consultations, where we will explain your rights to workers comp and how we’ll help you fight for those benefits. When you’re ready to set up your consultation, reach out by calling 319-754-6400 or by completing the online form below.