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April 22, 2021

Does Workers Comp Cover Loss of Limb?

Injuries at work could leave you with devastating losses you may struggle to recover from. Some of these injuries may be severe and permanent, like the loss of a limb. Because of your work accident, you may be thinking about filing a workers comp claim. But does workers comp cover loss of limb? 

If you’ve lost a limb because of a work accident, you may have grounds for workers compensation. Reach out to your lawyer at Pothitakis Law Firm, PC to learn more about your possible benefits. 

What Is a Scheduled Injury in Iowa?

The loss of a limb may be considered a scheduled injury in Iowa. Scheduled injuries give you a set amount of permanent partial disability benefits. Unscheduled injuries, in contrast, may be more complex and require a different approach.

If you’ve lost a limb in an Iowa work accident, you may be due up to 250 weeks of permanent partial disability benefits. Permanent partial disability offers you up to 80 percent of the wages you received before your injury. This weekly wage replacement is designed to help you pay the bills while you get the care you need while recovering from your injury. 

Getting Iowa Workers Comp Benefits After Loss of Limb 

When you’ve lost a limb in an Iowa work accident, your workers comp benefits are there to help you recover from your losses, return to work, or focus on your health. But getting workers comp benefits can be tough without the help of a trusted workers comp lawyer. You may be unsure where to start and what benefits you’re due. 

When you’re hurt in a serious work accident, you have only ninety days to notify your employer of the incident. Once you notify them, they then notify the insurance company, which investigates your claim. Your employer will decide who is eligible for workers comp benefits and who is not. 

If you’re denied workers comp benefits in Iowa, it doesn’t have to be the end of your claim. You may instead seek out a workers comp lawyer to appeal your claim. They will work diligently to get you compensated fairly while you focus on recovery. 

Get Your Max Benefits with a Workers Comp Lawyer 

Losing a limb is a traumatic experience, and it can be difficult to recover financially and otherwise. Luckily, your lawyer at Pothitakis Law Firm, PC is here to help victims in our community pursue rightful benefits following their workplace injury. 

If you need help getting the Iowa workers comp benefits you’re due, reach out for a free consultation by calling 319-754-6400 or by filling out the online contact form below. 

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