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How to Apply for Workers Compensation in Iowa
When you’re hurt in a serious work accident, you typically want to know that your employer and their insurance company are on your side. Sadly, you may not be sure how to get the compensation you need for your losses. You may even be unsure how to apply for workers compensation in Iowa.
Luckily, you do have options for compensation after a work injury. Reach out for help from the lawyers at Pothitakis Law Firm, PC if you’re struggling to get benefits for your losses. You may be eligible for workers compensation when you file, so make sure you apply the right way with an Iowa workers comp lawyer’s help.
Know Your Eligibility Requirements
When it comes to recovering from a severe work injury, knowing your options for workers comp benefits is the first step. Although employers are required to place signs around the workplace to notify you of your work comp rights, you may not be in a traditional workplace. That means you may not be aware of all your options.
Fortunately, most Iowa workers are eligible for workers compensation, with few exceptions. Agricultural exchange laborers and independent contractors, for example, may not have the same rights to workers comp coverage. In these cases, you may need to speak to an Iowa injury attorney before requesting compensation from your employer.
Notify Your Employer Right Away
When you’re hurt, it’s not always possible to act immediately on your workers comp claim. Your first priority is your health, which could be in serious trouble if your injuries are severe enough. However, it’s best not to delay on your claim.
You have just ninety days to file a claim for workers comp benefits. After that, your benefits may be dismissed because you didn’t act right away after your injury. Typically, you’ll need to act within that time, and then your employer will have only a few days to file a claim with the insurance companies. After this, they’ll review your claim and determine whether you’re due workers compensation.
Get Help if Your Request Is Denied
Unfortunately, acting on time and knowing how to apply for workers compensation in Iowa doesn’t guarantee you a settlement. The insurance company may still deny your claim, and prevent you from getting the help you need to overcome your losses.
Fortunately, your lawyer from Pothitakis Law Firm, PC can help if you’ve been denied. When you’re hurt at work, you have a chance to get compensation for the losses you’ve suffered by setting up a free consultation and appealing the decision if the insurer refuses to compensate you.