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My Employer Doesn’t Have Workers Comp Insurance: What Should I Do?
When you’re hurt on the job in Iowa, it’s a big relief to know that you can rely on your workers comp insurance to overcome your losses and get benefits that help you maintain your quality of life. The problem is, though, your employer doesn’t actually have workers comp insurance.
Their lack of insurance can put you in a tough spot, so what should you do? Luckily, you have a chance to get compensated with the help of a lawyer from Pothitakis Law Firm, PC, who can help you find alternative options for your compensation.
Eligibility for Workers Compensation
First, it’s important to determine whether you’re eligible for workers comp benefits. Most Iowa workers are eligible, but some may be exempt from coverage.
For example, if you’re an independent contractor or agricultural exchange worker, you may be ineligible for workers comp benefits in Iowa. However, that doesn’t mean you’re completely out of luck. While you may not have workers compensation insurance that covers your losses, your employer could still be held liable for your suffering in some cases.
Your Options for Compensation
Some work accidents are just unexpected mishaps. Some, though, happen because someone was acting carelessly, or negligently, with your safety. They may have caused your accident out of carelessness, and you may have other options to get compensated in these cases.
If you’re hurt and your employer doesn’t offer workers comp insurance, your Iowa workers comp lawyer can help you take your claim to court. That’s especially true if they were supposed to offer workers comp insurance but failed to cover you. They can be held responsible for the suffering their workers experience, which means you may still be able to take your claim to court. In other cases, a personal injury claim is a good solution.
Seek Help from an Iowa Workers Comp Lawyer
If you’ve been hurt in an Iowa workers comp claim, you may be eligible for compensation that covers your losses, even if you think your employer doesn’t have workers comp insurance. If you’re not sure what you should do, you may need to talk to the attorneys at Pothitakis Law Firm, PC.
We understand it’s tough to get compensated for your losses, especially when you’re seriously injured and inexperienced in the legal process. Luckily, your lawyers can help you act now, especially when you take advantage of our free consultations.
To schedule your consultation, reach out to an Iowa workers comp lawyer. Call 319-754-6400 or fill out the online contact form below to learn more.