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What Does Iowa Workers Compensation Cover?
If you’ve suffered an on-the-job injury, you may be concerned about the ever-accumulating costs of your physical recovery. Your workers compensation should help, but what does Iowa workers compensation cover?
If you’re struggling to understand what you should receive as an injured worker, reach out to the lawyers at Pothitakis Law Firm, PC for help. We can give you the guidance you need when you’re suffering and need help with a workers comp case.
Your Medical Losses
First, you shouldn’t have to pay for your physical recovery. Your related medical expenses should be covered, so you don’t have to worry about affording your physical recovery. That’s what workers comp benefits for, after all.
That may include more than your doctor’s bill, too. Reasonable costs for travel to doctors and lodging may also be included in your losses. That way, you don’t have to pay out of pocket for any part of your medical care.
Percentage of Your Wages
After your injuries, you may be unable to work for some time. In other cases, you may only be able to work a decreased number of hours or in a less demanding position. That could leave you struggling to pay your bills and support yourself and your family.
Your workers compensation should cover a portion of your wages, depending on whether you’re able to return to work in any capacity, or whether you’re unable to work at all. That way, you still have some of the compensation you need until you’re able to work, you reach retirement age, or you transition to a new industry.
Unfortunately, you may be reading about these benefits because your loved one passed away as a result of a work accident. Now, you and your children may be struggling to pay your bills while trying to grapple with the grief of your unexpected loss.
Death benefits can help. These benefits cover many of your loved one’s funeral and burial expenses. They’ll also provide you with weekly wage replacement until you remarry or pass away. These benefits will provide 80 percent of your late spouse or parent’s weekly wages, which can help you focus on rebuilding your life without added financial strain.
Get Your Claim Covered with a Workers Comp Lawyer
When you’re hurt in a work accident, it’s important to know that you don’t have to worry about your financial situation after the injury. Unfortunately, you may not have answers to your questions, like, “What does Iowa workers compensation cover?”
Fortunately, your workers comp benefits can cover many of your losses following an accident. However, you may need help getting the maximum benefits available.
If you’re struggling to understand what your workers comp benefits should cover and what your claim is worth, reach out for help starting with a free consultation with the lawyers at Pothitakis Law Firm, PC. Give us a call at 319-754-6400 or fill out the following online contact form.