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What is Iowa’s Second Injury Fund?
When you work in a factory with heavy machinery, the possibility of a serious injury is a reality for you and many of the workers around you. Worse, it might not be the only time you’ve suffered an injury. If this is your second injury, you might be wondering what you can do.
You might know that a second injury will be treated differently, but what is Iowa’s second injury fund, and how can it affect your compensation? Fortunately, this fund can provide you with the compensation you need after a subsequent accident. If you’re struggling to obtain that fund, or you aren’t sure how much you should receive, reach out to a lawyer from Pothitakis Law Firm, PC for help.
The Purpose of Second Injury Funds
Iowa’s second injury fund is an act put in place for those who have suffered from multiple injuries that have compounded, leaving them in more pain and suffering than before. This act also makes up for the difference between body as a whole and scheduled member injuries. These injury types refer to different areas on the body, and they are compensated differently.
Body as a whole injuries are ones that affect core body parts, such as a neck injury or spinal injury. These are typically compensated based on how long it takes you to recover from your injury. A scheduled member injury, however, is an injury to a specific body part, which is assigned a specific number of weeks for recovery. This covers injuries to the hands, feet, arms, eyes, and other body parts.
This compensation is limited, and when you’ve suffered multiple injuries to that location, you might need increased compensation. To deal with this difference in workers comp benefits, the second injury fund was created to compensate you more fairly for subsequent injuries.
Covering Your Second Injury
When you’ve suffered a second injury, this fund should help you recover by adding to your total compensation amount. If you were already injured and have suffered permanent impairment, and a second accident made that impairment worse, your second injury fund works to compensate you further.
For example, you suffered an eye injury that caused 50 percent loss of use. For this loss, you might receive 70 weeks of permanent partial disability. Later, you suffer another injury to the same eye, causing a complete loss of use.
Although you should still receive work comp benefits for your loss, the second injury fund should further compensate you for your injury. The additional compensation is awarded because the loss of use might not have been so serious if the original injury hadn’t occurred.
Obtaining Legal Guidance for Your Claim
Your first injury was already serious, but the second accident only made it worse. Now you’re suffering from those injuries, and you need to know at least one thing: What is Iowa’s second injury fund?
This fund can help you recover after an injury, but you’ll need to make sure you’re eligible for these benefits, and when necessary, fight for them in court. An experienced work comp attorney from Pothitakis Law Firm, PC can work to appeal your claim if you’re denied.
Struggling with a serious work accident after your first injury? Utilize our free case reviews to see if you’re eligible for compensation. To get started, call 319-754-6400 or fill out the online form below.