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Who is Eligible for Workers Comp in Iowa?
A work accident can happen any time and leave you in a serious situation. Maybe you’re struggling with medical bills, you’re unable to work, or you lost a loved one to a work accident. Now you’re in need of workers comp benefits.
Unfortunately, you’re not sure who is eligible for workers comp in Iowa, which can be stressful and overwhelming. You need that compensation, but before you file, you’ll need to know whether you can. If you’re struggling with your claims process, reach out to the work comp lawyers at Pothitakis Law Firm, PC for help getting your claim started.
Eligibility for Workers Comp
First, who is eligible in Iowa for workers compensation? Fortunately, most employees in the state are eligible for compensation. Your employer should provide information on your workers comp benefits or display the information in certain public areas, such as break rooms.
Some workplaces, however, don’t have a place to put this information, so you might be uncertain. It’s easier to look at the exceptions to the rule, however, than to list those who are covered.
If you’re not certain whether you’re eligible for workers comp, look for your career type in the following list of exceptions before you spend time preparing to file:
- Members of limited liability companies
- Police officers and firefighters
- Independent contractors
- Agricultural exchange labor
- Casual employees earning under $1,500 per year
What if I’m Ineligible?
Unfortunately, you might be part of one of the employee types in the above list, or you might already know that you’re not eligible for work comp benefits. What can you do about it?
For some, you might be covered on another type of plan. Some government employees, for example, might have coverage on a federal level, rather than a state level. Police officers and firefighters might not have workers comp benefits either, but they’re covered under a pension plan that acts as their benefits.
If you’re an independent contractor who didn’t opt in for coverage, or if you’re part of one of the other groups, you might need to file an injury claim instead. Speak to a lawyer about alternate options for compensation when workers comp isn’t available for you.
A Work Comp Lawyer Can Help
Work accidents can happen any time, and for many people, workers comp is vital. Your recovery depends on getting compensation for the lost wages and medical expenses that come with an accident. Unfortunately, you might not be sure who is eligible for workers comp in Iowa.
If you’re struggling with your claim and you’re unsure whether you’re eligible, a lawyer from Pothitakis Law Firm, PC can help. Our attorneys can check your eligibility, and they’ll fight to appeal your claim if your work comp claim is denied.
To get started with our lawyers, take advantage of our free consultations. To schedule your appointment, give us a call at 319-754-6400 or complete the online form below.