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November 15, 2019

Will Workers Comp in Iowa Cover a Heart Attack?

You might have been at work when your heart attack happened, leaving you in the hospital and unable to continue making a living. Heart attacks can be life-threatening, and your doctor may recommend not working for some time after the incident.

When this happens, you need to know whether workers comp in Iowa will cover a heart attack. The answer to this question will depend on your case. It may be difficult to fight for your benefits even if you are eligible, but keep in mind that Pothitakis Law Firm, PC is ready to help. We’ll fight for your workman’s comp benefits when your health takes a turn for the worse.

Iowa Workers Comp Only Covers Work-Related Injuries

Unfortunately, many heart attacks in the workplace aren’t necessarily covered by Iowa workers comp. An injury or incident in the workplace must be caused by workplace conditions. The fact that your heart attack happened on the job could just be a coincidence.

For example, let’s say you had a heart attack at your construction job. You’re rushed to the hospital, but after being examined by your doctor, it’s determined that you display some of the common risk factors that may cause heart problems:

  • Smoking
  • High blood pressure
  • Excess weight
  • High cholesterol

If your doctor concludes that your heart attack was caused by outside factors—and not your job—you likely won’t be eligible for Iowa work comp benefits.

Your Job Could Have Agitated Your Condition

That doesn’t mean, however, that your heart condition can’t be work-related. While heart disease may be a pre-existing condition, work conditions can aggravate it, making the condition flare up when it otherwise wouldn’t have been a problem.

So, let’s say you went to the hospital for your heart attack, but before your episode, you were working several long shifts in a row, doing hard work that put strain on your body or caused severe stress. It’s easy to underestimate the power of a stressful day at work, but when your health is already compromised, that stress can be lethal.

While proving that your heart attack was caused by your work conditions may not be easy, an experienced lawyer can help. Your employer and the workers comp insurer will likely fight back against your claim for compensation, but with the right help, you can prove that your heart attack happened because of your job.

A Lawyer Can Fight for You

Not every heart attack on the job will warrant workers comp benefits, but when your heart attack should be covered, you deserve help—no matter how much your employer fights back. Pothitakis Law Firm, PC can review your case and prepare you for the appeals process.

Not sure if workers comp in Iowa will cover your heart attack? Speak to our lawyers for help communicating with your doctor and pursuing your benefits. For more information, contact us at 1-866-PLF-IOWA (753-4692) or fill out the online contact form below.

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