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Is Work-Related Stress Covered by Workers Comp in Iowa?
When you are unable to complete the requirements of your position at work due to the work-related stress you’re enduring and you need to take time off so that you can recover and move forward, you may be entitled to workers compensation benefits while you’re out of work.
In order to obtain workers comp for work-related stress, you will need to establish that your stress has gotten out of control, is unmanageable, and is directly caused by your position. Proving this can be a challenge if you aren’t working with an attorney, however, which is why it’s important to retain a workers comp lawyer once you decide it’s time to pursue the workers compensation benefits you deserve.
Establishing Need for Workman’s Comp Benefits
Certain criteria must be met for you to be eligible for workers compensation benefits in Iowa. First and foremost, your stress needs to have been caused by the conditions of your work environment. You need to demonstrate that your stress far exceeds that of a typical position and that there are not other factors responsible for causing your stress.
It doesn’t matter how long you’ve been working for your employer, who’s liable for your condition, or how many hours you work each week; if your position at work is causing you extreme stress that is having devastating effects on your life, you should be able to collect workers compensation benefits.
How to Appeal Your Denied Claim
Denied claims are never easy to deal with. Thankfully, you have the right to fight your denial by filing an appeal. Having the assistance of a highly trained Iowa work comp attorney at this point would be well-advised, as it’s likely that you’ll need to secure medical experts and legal representation to get your claim approved.
Every denial letter should state the reason for your claim being denied. Some of these reasons could include problems in the filing of your paperwork, a lack of medical documentation, the insurer claiming you have a pre-existing condition that’s responsible for causing your stress, or the insurance company claiming you aren’t disabled “enough” to need workers compensation benefits.
In some cases, you can simply work with the insurance adjuster to address any of their concerns to get your claim approved. However, in other cases, we will need to file a contested case petition with the Iowa Workers’ Comp Commission and begin the process of appealing your denied claim.
Consult with an Iowa Workers Comp Lawyer
When you need assistance obtaining workers compensation benefits for your work-related stress, enlist the professional services of an experienced Iowa workers comp lawyer at Pothitakis Law Firm, PC. You can schedule your complimentary consultation today by calling our office at 1-866-PLF-IOWA (753-4692) or by filling out the quick contact form at the bottom of this page.