main menu

Pothitakis Law Firm. P.C

Pothitakis Law Review5.0 – 41 Reviews on Google

Workers Compensation Law Firm

Address:

Burlington Office

320 N 3rd St #100Burlington, IA 52601

Directions

Keokuk Office

1603 Main StreetKeokuk, IA 52632

Directions

CAll Now To Speak To An Attorney 1-866-753-4692
319-754-6400
Fight for the Compensation You Deserve

Get Your Free Case Review:

  • No pressure to continue beyond the consult
  • Consultation is 100 percent free of charge
  • Work with an experienced attorney
CLICK HERE FOR A FREE CONSULTATION

Recent Case Results

$1,000,000

Workers Comp settlement

$1,000,000

Disability Settlement

$600,000

Workers Comp Settlement

members of

recent results

$1,000,000

Workers Comp Settlement

$1,000,000

Disability Settlement

$600,000

Workers Comp Settlement

$450,000

Workers Comp Settlement

$400,000

Workers Comp Settlement

$400,000

Workers Comp Settlement

$200,000

Personal Injury Settlement

$50,000

Workers Comp Settlement

Touch below for a free injury consultation.

Everything You Need To Know About Underinsured Motorist Insurance

Click below to share this on social media:

I’m sure you’ve seen the phrase “underinsured motorist insurance” (UMI) pop up from time to time as you compare rates and insurance companies. That type of insurance may seem unnecessary; after all, everyone who owns a car has adequate insurance, right?

Wrong!

Underinsured car accidentThough almost every state in the country requires auto insurance, many only require the minimum coverage, which may not be enough to cover some accidents. If you find yourself in an accident caused by someone with deficient coverage, you might find out all too quickly that your full-coverage auto insurance isn’t enough after all.

What Is Underinsured Motorist Insurance?

When you get in an accident and the person at fault is unable to cover all of the expenses, UMI picks up the slack. Even a fender-bender can cause thousands of dollars in car repair and medical bills to cover the effects of whiplash. Imagine how much it would cost if your car was totaled and you and others in the car were hospitalized. A UMI policy relieves some of that suffering by at least covering the expenses for you.

What Does It Cover?

UMI coverage depends largely on the policy you choose. The best UMI policy can cover:

  • Bodily injury (including those in the car with you)
  • Lost wages

Who Needs Underinsured Motorist Insurance?

A handful of states require the policy; you can find a list of those states on most insurance agencies’ websites. Even if your state does not require UMI, it is strongly recommended that you get it. According to Progressive, an estimated 15 percent of drivers either fail to meet the minimum insurance requirements or they have the minimum coverage, but it is not enough to cover all of the expenses associated with many accidents. Obtaining a UMI policy is a small price to pay compared to the large bills you will be faced with if you are in an accident with an underinsured motorist.

How Much Coverage Do I Need?

Every UMI policy will ask you to set a limit on the amount of coverage you want in the event of an accident. As you decide how much you need, here are a few things you should consider:

  • Value of your car
  • Current auto insurance policy
  • Bodily injury liability limit
  • Medical insurance policy
  • Availability of disability insurance from your employer

(888) 532-0996.

Niko Pothitakis

Attorney Pothitakis Law Firm, P.C.

RESULTS

$1,000,000

Workers Comp

$1,000,000

Disability

$600,000

Workers Comp

$450,000

Workers Comp

$400,000

Workers Comp
view all

INJURED ? CALL 1-866-753-4692

or

FILL OUT THE FORM BELOW FOR AFREE CASE REVIEW

  • NO PRESSURE
  • SPEAK WITH AN ATTORNEY
  • NO HIDDEN FEES
[]
1 Step 1
Type your name here & click nextyour full name
Phoneyour full name
Commentsmore details
0 /
Previous
Next
FormCraft - WordPress form builder
All Fields Required