Back Injuries Are Common Across Many Iowa IndustriesBack injuries are one of the leading causes of workers’ compensation claims across the country. These injuries fall under the category of musculoskeletal disorders, which accounted for nearly one-third of all work-related injuries in 2015. Back injuries occurred in nearly every area of the workforce—from office buildings to construction sites. While many people assume a back problem is the result of a specific incident, they can also be caused over time by small repetitive movements, reaching overhead, remaining in the same position for too long, or simple bending. For many injured workers, medications, rehabilitation, or surgery may help relieve the symptoms and offer a chance at recovery. In some cases, however, medical interventions cannot offer a return to complete health. For these Iowa workers, persistent symptoms can prevent them from working or working in the same capacity as before the injury. These symptoms can include:
- Limited movement
What Are the Average Workers' Compensation Settlements for Back Injury Claims?If you sustain a compensable workers’ compensation back injury, you are essentially entitled to three different types of benefits.
- Medical Expenses. The employer would have to pay for your medical care relating to the back injury, whether it be treatment with an orthopedic surgeon, physical therapy, medications, or treatment with a workers' compensation doctor. Any and all medical care related to the work-related back injury would be the responsibility of the employer. In addition to medical expenses, they would be required to pay mileage for trips to and from the doctors and therapy.
- Healing Period Benefits/Temporary Total Disability Benefits. The second thing you would be entitled to for an Iowa workers’ compensation back injury would be healing period benefits or temporary total disability (TTD) benefits. These would be benefits that would be payable to you if you are unable to work as a result of your work-related injury. You would receive a weekly benefit for each week you were off of work as a result of the back injury. The benefits are roughly two-thirds your gross wage, as they are non-taxable.
- Permanency Benefits. The third thing you would be entitled to if you sustained a back injury from work in Iowa would be permanency benefits. These permanency benefits may be based upon a permanent impairment rating you receive from your doctor at the end of your care, or may be more related to how the permanent back injury affects your long-term ability to work.
Workers’ Compensation Permanent Disability Benefits Can Be AvailableThe Iowa workers’ compensation system recognizes that workers can and do experience permanent injuries, and it offers different types of benefits to address different types of injuries. The two main types of benefits for permanent injuries are:
- Permanent Total Disability: benefits for an employee whose injury leaves her incapable of ever returning to employment.
- Permanent Partial Disability: benefits for an employee who experiences a permanent injury but is capable of working in some capacity.