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Des Moines Workers Comp Help
When you’re injured at work, you’ll need workers compensation to recover, but how do you get it? If you’re unsure what steps to take, seek Des Moines workers comp assistance from our attorneys.
No matter how much you do to avoid a work injury, there’s a chance of an accident every time you clock in. You follow all the rules, but something happens, and now you’re in the hospital. You’re unable to work, and the medical bills are piling up. What can you do?
Unfortunately, many Des Moines workers aren’t sure whether they have workers compensation benefits, and if so, how to go about receiving their benefits. When you need Des Moines workers comp help, a lawyer from Pothitakis Law Firm, PC can help you get the benefits you need for recovery.
Am I Eligible for Workers Comp?
When preparing to fight for your claim, you’ll first need to know if you have the option to file for workers compensation benefits. Although most Iowans have the option to file a workers comp claim, you might not be certain because your employer hasn’t made it clear. Employers are required to display work comp information, but some workplaces might be exempt or unable to do so.
Iowa does have a few exceptions to its workers compensation benefits, so the following employee types might not be covered by benefits:
- Domestic employees earning less than $1,500 per year
- Some agricultural employees
- Police officers and firefighters
- Members of limited liability companies
- Proprietors or partners involved in the business
Work Comp Benefits Offered
Once you file for your workers comp benefits, you’ll also need to know what to expect from them. Your benefits should cover the expenses that accrue while you’re recovering from your injuries. The insurance company should determine the value of your claim and offer you the benefits you deserve.
First, you’ll need medical benefits for the injuries you’ve sustained. The costs of your hospital stay, medication, or further treatment will need to be covered, and your medical benefits should cover all of these expenses.
You might be unable to work during your recovery. Whether you’re able to return to work in some capacity or not at all, your workers comp should still replace some of the wages you’re missing.
If you’re unable to work at all, for example, you should receive 80 percent of your original wages. If you’re able to return in some capacity, your benefits should replace a percentage of the difference between the two wages.
Contact a Lawyer for Help With Des Moines Workers Comp
Work accidents happen every day, but you shouldn’t have to suffer for them. Workers compensation is a requirement for most employers, but you might not be certain whether yours carries enough to cover your damages. Worse, you might have already been denied your compensation.
Fortunately, with a lawyer from Pothitakis Law Firm, PC, you’ll have a chance to fight back and get the workers comp settlement you need. Starting with a free consultation, we’ll review your work accident and denial, making sure you get the care you need to recover from your work accident.